CASCO insurance price

Hull insurance is issued for vehicles and protects against many types of losses. For example, against road traffic accidents, illegal actions of third parties, bad weather conditions, or theft. Another difference between motor hull insurance is that it is voluntary, unlike the alternative compulsory insurance policy. In the event of a traffic accident in which the driver is at fault, hull insurance will cover all the costs of restoring the car. But in the case of another type of insurance, the owner does not receive payments for the repair of his iron horse. After all, his insurance covers losses only to the victims.

The feasibility of buying a hull insurance

Because it is voluntary insurance, many people wonder whether it is worth buying hull insurance at all. However, the answer may be found in the name. After all, the word “Casco” translates as “helmet”. So, if you want to have such reliable protection, you are already looking for information about full hull insurance for cars, the price, and where to buy it online.

However, it's worth finding out not only how much the insurance costs, but also what it will protect you from. Usually, these points are clearly spelled out in the contract. So it's worth studying it before signing. In general, hull insurance can protect you in the event of the following:

• road accidents;

• theft;

• destruction or damage to the vehicle by third parties;

• the impact of natural disasters;

• explosions, fires;

• falling trees.

In addition, it is worth learning more about the full hull insurance price calculator in order to protect the car even from animal attacks.

In general, at the request of the car owner, you can buy full hull insurance or partial hull insurance. In the first case, we are talking about insurance against any risks that may occur. But partial insurance covers only those risks chosen by the car owner. Of course, the cost of full hull insurance will be somewhat higher than its partial counterpart. However, the protection here is much broader.

Online calculation in the calculator

In such a matter as the cost of hull insurance, a calculator helps anyone to find out how much the policy will cost. This online hull insurance calculator is available on the website, so it's easy to calculate everything. You just need to enter the relevant data. The first thing that affects the price of hull insurance is the price of the car or other vehicle itself. In addition, for the car hull insurance calculator to calculate the cost, you should enter the following data:

• engine power;

• year of manufacture of the vehicle;

• the presence of an alarm system and its type;

• the cost of car spare parts.

In addition, the company's employees take into account other data to calculate the hull insurance. These include statistics on thefts of a particular car model, the driver's age and length of service, the location of the parking space, and even the cost of maintenance. Therefore, the hull insurance calculator and personal miscalculations of the company's employee allow you to determine the exact price for the described service.

For which cars is it better to buy CASCO?

It's worth starting with the fact that hull insurance is valid throughout Ukraine, so this is a real chance to reliably protect your car anywhere in the country. The following types of vehicles can be insured:

• cars

• minibuses

• buses

• trucks

• semi-trailers and trailers;

• special vehicles.

And of course, you can also take out motorcycle hull insurance. But we need to mention one important point. The most favorable conditions will be available to owners of brand new cars. But if your iron horse is more than 10 years old, insurance companies may refuse to issue the described insurance policy at all. 

Coverage of military risks

Many people have been wondering whether hull insurance covers military risks. And yes, indeed, many companies cover risks caused by military operations during a war. But to know for sure that such losses will be covered, you should study the contract very carefully. So to speak, read between the lines and the fine print. In our calculator, you can not only find out the cost of hull insurance, but also download the full text of the contract to check for the relevant conditions.