Travel insurance for traveling abroad

You can buy travel insurance for traveling abroad online in 5 minutes. You can take out medical insurance for traveling abroad to any country in the world, which is presented in our calculator.

Directions for obtaining insurance abroad

When planning your trip, you need to understand in advance which countries you plan to visit. This determines the cost of travel insurance and the coverage area of the insurance policy. You can choose the following destinations:

1. The whole world - this category includes all countries of the world except Russia and Belarus 

2. Europe - all countries that are geographically located in Europe

3. Schengen countries - all countries that are part of the Schengen agreement

4. CIS countries

5. Specific country of visit - in this case the insurance coverage is valid for the selected country

Sum insured in travel insurance

The sum insured is the amount for which you conclude an insurance contract with the selected insurer. Within this amount, medical care abroad will be provided by an assisting company.

Possible insurance amounts are available in our calculator:

• 30 000 euros

• 50 000 euros

• 60 000 euros

It is important to note that there are countries that require a minimum sum insured in travel insurance. For example, European countries require a minimum of 30,000 euros, and countries such as the United States require at least 50,000 euros (dollars).

Deductible for insurance abroad

The deductible in travel insurance is the amount that must be paid independently for each insured event outside Ukraine. By choosing insurance with a deductible, you will save some money at the beginning, but you can potentially spend it during the term of the insurance policy.

Period of insurance abroad

Travel insurance can be a one-time or multiple trip insurance. Let's describe the difference in detail:

• One-time contract - issued in case of one trip on specific dates. Upon returning to Ukraine, the insurance ceases to be valid.

• Reusable contract - issued for a certain period during the year. It provides for the possibility of repeated travel outside Ukraine. It is usually taken out by people who travel several times during the year.

Medical insurance for traveling abroad is issued from 1 day to 1 year, which makes it possible to purchase insurance for the required dates.

Possible risks in a travel insurance policy

Travel insurance for traveling abroad may have certain additional options or expand the risks of the contract. There are 3 broad categories that are divided into subcategories:

• Sport

• Active recreation - involves risk and significant physical activity without participation in competitions

• Sports - sports activities with heavy loads that exceed normal activity

• Extreme tourism - participation in high-risk activities that require special skills and training

• Professional sports - participation in sports training and sports competitions at a professional level

• Work

• Normal

• Dangerous

• Education

How much does insurance for traveling abroad cost?

The cost of the insurance policy will depend on the parameters you choose, namely:

1. Direction of travel

2. Age of the tourist

3. Number of days of stay abroad

4. Selected additional risks

How to take out travel insurance at KIRINS?

In order to take out insurance on our website online, you need to take a few simple steps, and then automatically receive a ready-made policy to the specified email. Steps to take out travel insurance:

1. Enter the required parameters in the calculator

2. Select the desired offer from the list

3. Fill in the data on the tourist(s) and the policyholder

4. Pay for insurance online with any world card

5. Get a ready-made file in PDF format