Travel Insurance

We all have our own reasons for traveling abroad. Some go on vacation, others for work. And then there are those who travel for medical treatment or education. However, whatever your reason for leaving the country, you’ll need travel insurance. And the good news is that on our website, the process takes no more than 5 minutes. Moreover, if it’s travel insurance, the price will pleasantly surprise you. Plus, you can purchase it from anywhere in the world. Even calculating the price is quite simple. We have a simple and convenient online calculator for this purpose. 

For which destinations is travel health insurance required?

Of course, even at the planning stage, we already know which country we’re heading to. This determines not only the route, timing, and options, but also how much travel insurance costs. Additionally, it affects the coverage area of the insurance policy. 

On our website, you can choose from several options:

• the whole world (except Belarus and russia);

• Europe;

• the Schengen Area;

• a specific country of visit.

Which travel insurance policy you need will depend on where you are planning to go.

What is the coverage amount in travel insurance?

Travel insurance has what is known as a coverage limit. A contract is signed with the selected insurer for this amount. Within this limit, you will be able to receive necessary medical assistance from the assistance provider while outside Ukraine. Travel insurance for trips abroad can be purchased for various amounts. You can choose one of the options offered in our online calculator:

• €30,000;

• €50,000;

• €60,000.

If you’ve decided to purchase travel insurance, you should be aware of the minimum coverage amount required by some countries. For example, travel insurance for Europe requires a minimum of €30,000. For the U.S., however, travel insurance must cover at least €50,000.

Does travel insurance have a deductible?

International health insurance may include a deductible. This means that you will have to pay certain costs out of pocket. Moreover, you’ll need to pay this amount for each claim—provided, of course, that the incident occurred outside of Ukraine.  

So, if it’s travel health insurance, the price—if it includes a deductible—will be lower. But only at the start. Once the policy is in effect, there may be costs.

For how long can you choose a medical insurance policy for travel abroad?

You can purchase a travel insurance policy for travel abroad as either a single-trip or a multi-trip policy. There is a significant difference between them.

1. Single-trip policy. This is suitable for when you need to take a single trip on specific dates. Upon your return, this travel insurance ceases to be valid.

2. Multi-trip policy. It can be issued for a specific period of the year. This policy allows you to travel abroad more than once. This option is suitable for frequent travelers.

Travel health insurance can be purchased for a term ranging from 1 day to 1 year. So, choosing the right option for you is entirely possible.

What risks does international health insurance cover?

Our affordable international travel insurance may include additional options. Additional risks are also covered. In total, there are three categories, each with its own subcategories.

1. Sports.

1. Active recreation. This covers participation in competitions, strenuous physical activity, and associated risks.

2. Sports. Which may involve intense physical exertion not typical of ordinary activities.

3. Extreme tourism. This involves participation in activities that carry a high degree of risk and require special training and skills.

4. Professional sports. This category covers participation in professional competitions and sports training.

2. Work. This category distinguishes between routine and hazardous performance of duties.

3. Education. You can also select separate insurance for traveling abroad for educational purposes.

It’s simple. You should choose the policy that matches the purpose of your trip abroad.

How much does travel insurance cost for trips abroad?

Several factors influence the cost of travel insurance:

• the destination;

• the traveler’s age group;

• the length of the trip;

• the presence of additional risks.

On our website, you can easily find travel insurance at affordable prices that’s perfect for you.

How do I get travel insurance on KIRINS?

The easiest option is online travel insurance. And that’s exactly what you can get on our website. It only takes a few steps. After that, your travel insurance policy will be waiting for you at the email address you provided. 

To complete the application process, do the following:

• enter the required parameters into the calculator;

• select the desired plan from the options provided;

• enter the necessary information about the policyholder and the traveler;

• pay for the policy with a credit card;

• receive the policy on your email.

So, purchasing travel insurance takes just a few minutes of your time.