Do you need insurance for traveling abroad?

Regardless of the purpose of your trip - on vacation, for charity, for work or as a refugee - everyone needs to have a travel insurance policy.

Do I need insurance to travel abroad during the war?

In the first months of the full-scale war, some countries provided insurance to Ukrainians, facilitated border crossings, and did not pay attention to certain issues. In February 2024, health insurance is also not checked for everyone who leaves, but it is necessary to have a policy. Let's find out why:

  1. First, it is mandatory under the Law of Ukraine "Tourism". It requires a health insurance policy for everyone crossing the border. Border guards of any country have the right to demand it from tourists.

  2. Secondly, it is a matter of personal safety. Any visit to a doctor begins with a question: "Please provide your insurance policy". So, without it, you will find yourself in a kilometer-long queue and not everywhere you will even receive proper treatment.

  3. It's also important to note that insurance is about avoiding unnecessary financial costs. Getting quality medical services abroad involves large sums of money, so pass this responsibility on to an insurance company.

Insurance for traveling abroad: what should it be?

Insurance for traveling abroad with a biometric passport or visa-free travel has many price options. It depends on the following parameters:

  • the age of the tourist (children and the elderly usually receive insurance services at a higher cost due to a different risk category)

  • duration of the trip (longer trips are more expensive) 

  • countries (there are different groups of countries, the price depends on the cost of medical services and other factors)

  • the presence of a deductible (a policy without a deductible is more expensive)

  • purpose of the trip (risky vacation increases the cost of the policy)

You can calculate the actual cost for your trip in our online calculator.

Insurance for a visa to Poland

One of the most popular travel destinations for Ukrainians is Poland. To obtain a visa, they always require insurance policy to Poland, which is special and is issued separately.