CASCO Premium - competitive price for a car

Full car insurance is no longer a luxury! We offer a new product with the most competitive rates for cars up to 5 years old. 

CASCO insurance is a voluntary type of insurance for your own car against damage, theft, fire and other cases.  

The insurance covers damage caused to your car for any reason, whether it is damage in an accident (both in the case of your fault and without fault) or a stolen car. 

Why did you come up with a new product?

CASCO is not a new type of insurance, and there are many insurance companies that offer different conditions for new cars. But, after analyzing the market, we managed to create a unique tariff for “fresh” cars, which is based in the region of 3% from the market (purchase price from the salon) value of the car.  

Full CASCO - the price of car protection

Our manager will help to calculate the price of CASCO insurance. We do not use a calculator for this product because it is very difficult to indicate all possible insurance options in the calculator on the website. But we are ready to form ready-made proposals. We will provide a choice specifically for your car. 

What are the benefits of this product?

This product does not apply to the entire list of new cars, as there are restrictions indicated below. But cars that meet the insurance conditions will receive reliable protection, fast payments and high service. 

The tariff of the program "CASCO Premium" includes car repair at an official service station. You can lower the tariff by choosing another service station (at the choice of the policyholder). 

What else is included in the insurance?  

• There are no restrictions on damage to glass parts (except for the glass roof). The insurance covers any number of cases for any amount for damage to the windshield, side windows, sunroof, glass of external mirrors, glass of headlights, etc. 

• Without police 2 cases up to 5% of the cost of a car, but not more than UAH 150,000 per case  

• The possibility of drawing up an agreement both for the territory of Ukraine and for other countries 

• 4 contract payment options: 1 time, 2 payments, 3 payments, 4 payments. When splitting payments - paid in equal installments 

• Car restoration without wear 

• Booking hotels, buying tickets in case of inability to move the car 

• Concierge service - search, order and delivery of medicines to the door of the house; ordering and delivery of food from shops/restaurants  

Possibilities of assistance of an insurance company: 

• Evacuation of a car after an accident - in case of not being able to move independently 

• Replacing / repairing a damaged wheel 

• Emergency opening of locks 

• Fuel delivery 

• Starting the engine (except for electric vehicles) 

What can be insured?

Risks that are included in the program of full CASCO "Premium": 

1. Road traffic accident (RTA) 

2. Unlawful actions of third parties 

3. Natural phenomena 

4. Fire and explosion 

5. Other random events 

6. Car theft 

Which cars are covered by the Premium program? 

• Normal operation (taxis, training cars, rental cars are not insured) 

• With the presence of means of protection against theft and burglary (alarm system with a GPS device, “Auto-bookmark”, etc.). In the absence of protection systems, the minimum deductible is 10% for theft 

• Passenger cars only 

• Car cost from 350 000 UAH 

• Up to 5 years (inclusive) 

What are the exceptions to insurance under the "Premium" program

What is not insured: 

• Cars without a full set of keys (2+ pieces are complete) 

• Cars that are first registered in other countries (including "Americans") 

What restrictions and exclusions are in the program? 

• If the car was driven by a person whose driving experience does not meet the selected terms of the contract (in case of insurance) - deductible 50% 

Terms of payment under CASCO Premium contracts

The insurance company guarantees the payment of insurance compensation in the following terms:

• Up to 10 business days – from the date of submission by the Insured to the Insurer of an accident statement and the necessary documents for all insured events, except for “Illegal possession” and in the event of destruction (complete structural loss) of the vehicle 

• Up to 20 business days – from the date of submission by the Insured to the Insurer of an application for an accident and the necessary documents in case of destruction (complete structural loss) of the vehicle and the risk of “Illegal possession” (the first part of the indemnity, the second part within 5 working days from the date of submission of all documents) 

Documents for registration of the contract

Individuals or legal entities can draw up a contract. 

Documents for individuals: 

1. Passport or ID-card 

2. Identification code (TIN) 

Documents for legal entities: 

1. Extract from the Unified State Register of Legal Entities, Individual Entrepreneurs and Public Formations 

2. Document confirming the right to sign the person who signed the contract on behalf of the Policyholder (power of attorney, order or excerpt from the Charter)  

Vehicle documents: 

1. Car registration certificate 

2. A document confirming the cost of a car and additional equipment 

3. Additional documents confirming the property interest of the policyholder and (or) the beneficiary of the car (notarized power of attorney; sale and purchase agreement; loan agreement, pledge agreement; lease agreement, lease agreement; other documents confirming the right to own, dispose and use a car) 

Price calculation and contract execution

To get the price, you must provide the registration certificate (photo) of the car or write the parameters manually: 

1. Car make and model 

2. Year of issue 

3. Engine volume 

4. Car cost 

5. Transmission (automatic, mechanic) 

6. Fuel type (diesel, gasoline, electricity)