Once the initial shock of a road accident wears off, a driver inevitably asks: how much will the OSAGO insurance pay out? Under the current MTPL rules, the limits are clearly defined. When it comes to liability caps, the law states that OSAGO insurance covers payo...
Every car owner in Ukraine must obtain compulsory OSAGO insurance. This is mandatory insurance, or in simple terms, car insurance. The cost will vary depending on each specific case. In most cases, the cost is calculated based on the type of car, deductible, place of registration, and engine size. However, the Law “Compulsory OSA...
According to the Law of Ukraine, an insurance company must identify the client using documents. A tax identification number (TIN) is one of the mandatory ones. But what if you do not have a code due to refusal or foreign citizenship?
Today, there is a way out, but fewer and fewer companies offer this option. In this ar...
The car insurance process has undergone quite significant changes in 2025. You can read more about what has changed in this process by following the link, but it is worth talking in more detail about insurance compensation. After all, the innovations have had a ...
Everyone who takes out insurance wants to never know how it works in reality. It would be nice, but unfortunately, things happen. And it's better to know what to expect from your policy. In general, how car insurance works depends on its type. One type of insurance covers the costs of your car. But another type will allow you not to ta...
In recent years, Ukraine has really been switching to the Ukrainian language, and many Ukrainians are searching only in Ukrainian. We are very happy that the Ukrainianization of society is taking place. This transition also affects insurance, namely car insurance.
When applying for a car insurance policy for your car, most people have a question: "Should I take out insurance under the registration of the owner or the car?". Today we will answer this question and clarify other points.
The registration address is the pla...
Motor third party liability insurance (OSAGO) is a compulsory vehicle insurance in Ukraine. Every driver must have a valid policy, just like a vehicle registration certificate or driver's license. The question often arises as to how to decipher this abbreviation.
Every driver knows that having OSAGO insurance is required by law. This ensures that, in the event of an accident, third parties who are injured due to the driver’s fault will receive compensation for medical treatment and vehicle repairs. However, if you do not have this policy for any reason, you face a fine for driving without...
The main purpose of insuring our cars is to protect ourselves and other participants in possible traffic accidents financially. And if you visit a service station and look at their prices, the idea that the cost of a car insurance policy is very high simply disappears. However, not every car owner understands how car insurance is calcu...