Car insurance for a short period of time

Every car owner has at least once thought about car insurance for a short term of up to 1 year. Today we will analyze who can take advantage of this opportunity and how to take out a 1-month car insurance policy on the KIRINS website?

Who is looking for insurance for 15 days or 1 month?

We often hear from our clients the question of mandatory car insurance for a minimum period. This is due to many factors or people's situations. The most common situations are when people need insurance for less than 1 year:

  1. Cars with temporary registration (transit license plates) that need to be insured before they are registered

  2. Cars with foreign license plates. In case the car stays on the territory of Ukraine for a short period of time

  3. Cars without registration. These are cars that have been cleared through customs, but must be insured for a period of 15 days or more before being registered. Such cars include cars from America

  4. Cars donated by volunteers for the Armed Forces of Ukraine. Read more in the article: car insurance for the Armed Forces of Ukraine

  5. Vehicles subject to mandatory technical inspection (MOT)

  6. The car will be sold soon, but there is no insurance. This is the most common question for cars with Ukrainian registration

Who can buy short-term insurance?

Above, we have listed the most common cases in which you may need a 1-month or other short-term car insurance. But do all these cases allow you to take out such insurance? No, they don't.

According to the Law of Ukraine on Compulsory Insurance, every car with a permanent Ukrainian registration must be insured for 1 year. 

Based on this law, we can understand that in points 1-4, people have the opportunity to take out insurance for the minimum period. Point 5 depends on the date of the next OTC and the duration of insurance is calculated automatically. But clause 6 contradicts the law and allows you to take out insurance for only 1 year.

What are the terms of motor third party liability insurance?

You can take out insurance for any period from 15 days to 1 year. But you can also choose intermediate terms. For example:

  • 15 days

  • 1 month

  • 2 months

  • 3 months

  • 4 months

  • 5 months

  • 6 months

  • 7 months

  • 8 months

  • 9 months

  • 10 months

  • 11 months

  • 12 months (1 year)

How to take out car insurance for 1 month?

Nowadays it is very difficult to find where to get short-term car insurance online. KIRINS has solved this issue and in our car insurance calculator you can buy insurance for 1 month.

To do this, do the following in the calculator:

  1. Select the calculation "by parameters"

  2. Specify the type of vehicle

  3. Specify the identity of the owner. Physical or legal entity

  4. Check the box "Foreign number (transit, without number)"

  5. Select the type of registration in the drop-down list

  6. Select the insurance period from 15 days to 1 year

  7. Click "Calculate the cost"

Please note: When applying for short-term insurance, the owner's city of residence field will not be available, so you do not need to select it