Accident insurance for athletes and ordinary citizens

The most common insurance for athletes (for competitions) is accident insurance. However, this view also applies to each of us.

Accident insurance is for everyone. But for athletes participating in competitions, it is mandatory.

No one knows their future, and it would be wise to prevent unwanted costs for their health. Ask yourself: “How much money would I be willing to give away so that in the event of an injury I don’t have to worry about where to find funds?”. In fact, by buying a policy for little money, you can protect yourself from the cost of treatment.

What you need to know about accident insurance?

  1. People from 1 to 70 years old can be insured by this type (from 65 to 70 - a special tariff).

  2. Children under 18 can be insured by a parent (guardian) or another person in agreement with the parents.

  3. At the time of insurance, the person must not have any diseases. For example, if a person is insured with an already broken arm, then there will be no payment for this injury.

Insured events

  • TD - temporary disability by the insured person as a result of an accident.

  • PD - permanent disability by the insured person as a result of an accident (receipt of 1, 2, 3 degrees of disability).

  • Death of the insured person as a result of an accident.

  • Injuries

But in the contract it is impossible to specify all insured events at the same time.

Options for choosing insured events:

  • Death and injury

  • TD, PD and death

Accident insurance conditions for athletes

Depending on the conditions you choose, the cost of the insurance policy will be calculated.

When insuring against an accident, you can choose the sum insured in the range from UAH 1,000 to UAH 50,000. The price of the insurance policy depends on the choice of the sum insured.

This type of insurance can also work abroad, for this you need to indicate the territory of action - the territory of the whole world (with the exception of war zones and in the territory of deployment of armed conflicts).

You have the right to choose the period of validity of the insurance:

  1. 24 hours a day

  2. While on duty

  3. During your stay at school

  4. During sports activities in sports sections, etc.

Policy validity: 1 year

There are 4 risk groups by profession and 6 risk groups by sports. The more dangerous your profession or sport, the more expensive the policy will be. In fact, this is logical, since a boxer is much more likely to get injured than, for example, a swimmer.

In general, this is all you need to know about this type of insurance. If you have any questions, you can contact us in the Contacts section.

Do not forget that health is the most important thing in life.