Car insurance for disabled persons of groups 1, 2, 3

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An example of an OSAGO policy

Electronic OSAGO insurance

E-policy will completely replace the physical copy from a legal point of view
Insurance OSAGO - mandatory type of car insurance, which provides compensation to the third person who suffered in an accident.
The insurance company is covering the damage bills, caused by the policyholder.

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How to apply for an insurance policy online?

By online form

1Fill in
3Get PDF
Calculate the price

By online chat

1Send photos
3Get PDF

*— Using the payment system or using KIRINS details

Benefits of buying online

Convenient design
Convenient designWithout papers and visits to the office
Time saving
Time savingRegistration takes no more than 5 minutes
Without papers
Without papersThe policy does not need a printed version
Impossible to lose
Impossible to loseThe policy cannot be lost, it is always with you

When applying for car insurance, questions arise: "Who can take advantage of the disability benefit?" and "Who can drive with disability insurance?". We will answer these questions below and add a few more important points.

What disability groups have insurance benefits?

There are 3 groups of disability and some have benefits, some are exempt from insurance and some have no discount, namely

  • Disability group 1 - Exempt from insurance according to the Law of Ukraine

  • 2 disability group - Has the right to a discount when insuring a car

  • 3 disability group - Not entitled to disability insurance

Car insurance for the disabled with a 50% discount

Most insurance companies have preferential terms for people with disabilities and provide a 50% discount on the regular cost of the insurance policy. However, some companies may provide a discount of less than 50% (based on a certain coefficient). All current prices of insurance for the disabled can be found on this page of the website in the online calculator.

Keep in mind that you can get insurance for a disabled person only if:

  • The owner of the car is disabled

  • Only the car owner drives the car

  • The car has an engine capacity of up to 2.5 liters

How to buy insurance for people with disabilities of group II on KIRINS?

You can get insurance with a discount in our calculator at the top of the page. To do this, you need to follow a few steps:

  1. Select the parameters of your car

  2. Select the "privilege" checkbox

  3. Select the category "Disabled person of group 2"

As a result, you will see all the offers that meet your conditions. To apply for disability insurance, you must have a disability certificate.